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Loan Requirements Question

I have a property under contract, rather than just wholesaling it I would like to do a wrap to and end buyer.
I've agreed to purchase it by subject-to the current mortgage $155K @3.6%
The property value is $230K
I need a loan of $45K to pay for additional costs including arrears/closing costs/holding costs/cash to the seller - etc
The new lender would be in second position behind the mortgage
What terms would I need to offer for this to be an appealing deal to a lender?