Author: Kevin Kim Have you paused to consider whether your borrowers are establishing their entities exactly as necessary in the context of the law? If not, seize the opportunity to…
Author: Tom Hajda, Esq. Whether you are a new or seasoned private lender, compliance is central to your company’s long-term success. While it is true that private lenders who make…
Author: Melissa C. Martorella, Esq. When it comes to the subject of title insurance, there is plenty of confusion. The average person has heard of title insurance yet does not…
Author: Mike Neue, Esq. There is plenty of information available for those who are considering bankruptcy. However, secured lenders are smaller in numbers, so they receive less attention on the…
Author: Melissa C. Martorella, Esq. The process of making a loan secured by real property is a high-stakes affair. That’s why aspiring lenders want to ensure they do everything possible…
Author: Melissa C. Martorella, Esq. Simply finding the perfect borrower can seem like an arduous process—but the search for the borrower and real property collateral is just the beginning of…
Author: Anthony F. Geraci, Esq. By now, most of our clients obtain personal guaranties on all their loans. However, almost as if it is an afterthought, they don’t know what…
Author: Kyle Niewoehner, Esq. Dealing with a financial crisis during uncertain times creates significant challenges for many lenders and borrowers. As seen during the COVID-19 crisis, a significant number of…
Author: Melissa C. Martorella, Esq. Lenders can’t charge just any interest rate. In most states, including California, lenders are bound by specific standards under usury laws. Usury laws have a…
United States real estate has always been a very attractive investment for offshore investors. High rates of return, stable values, and a stable economy have always driven massive interest from…
