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Legal Corner

Legal Corner
Andrew Chesnutt

Are Your Borrowers Setting up Their Entities Correctly?

Author: Kevin Kim Have you paused to consider whether your borrowers are establishing their entities exactly as necessary in the context of the law? If not, seize the opportunity to…

Legal Corner
Andrew Chesnutt

Compliance For Private Lenders

Author: Tom Hajda, Esq. Whether you are a new or seasoned private lender, compliance is central to your company’s long-term success. While it is true that private lenders who make…

Legal Corner
Andrew Chesnutt

The Importance of Warranty Deeds

Author: Melissa C. Martorella, Esq. The process of making a loan secured by real property is a high-stakes affair. That’s why aspiring lenders want to ensure they do everything possible…

Legal Corner
Andrew Chesnutt

The Basics of Preliminary Title Reports

Author: Melissa C. Martorella, Esq. Simply finding the perfect borrower can seem like an arduous process—but the search for the borrower and real property collateral is just the beginning of…

Legal Corner
Andrew Chesnutt

How to Use a Personal Guaranty to Your Advantage

Author: Anthony F. Geraci, Esq. By now, most of our clients obtain personal guaranties on all their loans. However, almost as if it is an afterthought, they don’t know what…

Legal Corner
Andrew Chesnutt

Why You Should Consider a Deed in Lieu of Foreclosure

Author: Kyle Niewoehner, Esq. Dealing with a financial crisis during uncertain times creates significant challenges for many lenders and borrowers. As seen during the COVID-19 crisis, a significant number of…

Legal Corner
Andrew Chesnutt

Usury Law 101: 5 Things to Know about Usury

Author: Melissa C. Martorella, Esq. Lenders can’t charge just any interest rate. In most states, including California, lenders are bound by specific standards under usury laws. Usury laws have a…

Legal Corner
Andrew Chesnutt

Private Lending: Issues for Offshore Investors

United States real estate has always been a very attractive investment for offshore investors. High rates of return, stable values, and a stable economy have always driven massive interest from…